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© C&H Commercial Insurance Services

C&H Commercial Insurance has specialized in hard-to-place and specialty business coverage for over 20 years. Protecting businesses with experience, expertise, and care.

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Fill out the form for a custom assessment from our seasoned commercial insurance team. We identify hidden gaps and craft protection plans built for your business.

Protecting Businesses with Proven Commercial Insurance

From general liability to property coverage, workers comp to commercial auto, we cover every angle of your business. With over 20 years of experience, we deliver tailored insurance solutions that protect what matters most and keep your operations moving forward.

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Comprehensive Service

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20+ Years of Expertise

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We don’t believe in one-size-fits-all coverage. With over 20 years of experience, we specialize in finding the right protection even for businesses that other insurers turn away.

WHY CHOOSE US

Specialty Expertise

We know how to secure coverage for unique industries and hard-to-place risks that standard insurers overlook.

Trusted Experience

With decades in commercial insurance, we’ve built the knowledge and relationships to get your business covered.

Personal Service

We listen, understand your needs, and craft policies that actually fit; no generic solutions here.

ABOUT US

C&H Commercial Insurance has over 20 years of experience helping businesses secure coverage others can’t. We specialize in hard-to-place and specialty insurance, delivering tailored solutions with expert guidance and personal service. 

Our mission is simple: protect businesses of all sizes and industries so owners can focus on growth, not risks. We pride ourselves on building long-term relationships, understanding each client’s unique needs, and providing coverage that gives peace of mind. With C&H, you get insurance that’s reliable, clear, and built around your business.

HOW IT WORKS

Connect

Begin by providing us with some basic information through our user-friendly form.

Review

Our experts find the best insurance options tailored to your needs.

Protect

Choose your plan and get covered fast and hassle-free.

Program 2: First-Time Business Ownership

For aspiring entrepreneurs ready to become their own boss.

If you’ve always wanted to own a business but didn’t know how to afford it, this program is for you. We help first-time buyers access over 100 funding strategies that work even when banks say no. With a mix of strategic deal structuring and live, hands-on training, you’ll learn exactly how to buy your first business with little to none of your own money.

You’ll get access to our experienced team, in-house expertise, and the same tools used by seasoned business buyers, all designed to help you take control of your future with confidence.

OUR SERVICES

At Newman’s Plumbing Service & Repair, we don’t just fix problems. We help you avoid them entirely. Our solutions are designed to keep commercial kitchens running smoothly, compliant with city FOG regulations, and free from unexpected breakdowns that can shut you down and cost you money.

Program 2: First-Time Business Ownership

For aspiring entrepreneurs ready to become their own boss.

If you’ve always wanted to own a business but didn’t know how to afford it, this program is for you. We help first-time buyers access over 100 funding strategies that work even when banks say no. With a mix of strategic deal structuring and live, hands-on training, you’ll learn exactly how to buy your first business with little to none of your own money.

You’ll get access to our experienced team, in-house expertise, and the same tools used by seasoned business buyers, all designed to help you take control of your future with confidence.

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3-in-1 Total C—Complete FOG Prevention for Commercial Kitchens
If your kitchen uses oils, fats, or grease, FOG buildup isn’t just likely—it’s inevitable. Our 3-in-1 Total C system stops it before it becomes a problem. This advanced, eco-friendly formula breaks down FOG at the source, protecting your drains, your grease traps, and your business.

Why it works for you: ✔ Meets City Compliance – Pass inspections without the headache. ✔ Minimizes Downtime – Avoid kitchen shutdowns from clogged drains or backed-up grease traps. ✔ Eco-Safe Formula – Non-toxic and safe for all waste treatment systems. ✔ One-Year Guarantee – We stand behind our product and service. ✔ Cost-Effective – With a lifecycle cost of $2,436, you’ll save significantly on frequent cleanouts and emergency repairs.
When paired with our quarterly service plan, you’ll have ongoing maintenance and monitoring, ensuring your kitchen stays FOG-free and compliant all year round.
3-in-1 Total C—Complete FOG Prevention for Commercial Kitchens
If your kitchen uses oils, fats, or grease, FOG buildup isn’t just likely—it’s inevitable. Our 3-in-1 Total C system stops it before it becomes a problem. This advanced, eco-friendly formula breaks down FOG at the source, protecting your drains, your grease traps, and your business.

Why it works for you:
  • ✔ Meets City Compliance – Pass inspections without the headache.
  • ✔ Minimizes Downtime – Avoid kitchen shutdowns from clogged drains or backed-up grease traps.
  • ✔ Eco-Safe Formula – Non-toxic and safe for all waste treatment systems.
  • ✔ One-Year Guarantee – We stand behind our product and service.
  • ✔ Cost-Effective – With a lifecycle cost of $2,436, you’ll save significantly on frequent cleanouts and emergency repairs.
When paired with our quarterly service plan, you’ll have ongoing maintenance and monitoring, ensuring your kitchen stays FOG-free and compliant all year round.
Quarterly FOG Prevention Service
Even the best kitchens can’t escape FOG buildup without routine maintenance. Our quarterly service keeps your 3-in-1 Total C system operating at peak efficiency, helping you:

✔ Catch potential issues before they disrupt your business. ✔ Extend the lifespan of your plumbing infrastructure. ✔ Reduce expensive, unplanned emergency service calls.
Our team schedules visits at a time that works for you—no downtime, no interruptions to your service.
Quarterly FOG Prevention Service
Even the best kitchens can’t escape FOG buildup without routine maintenance. Our quarterly service keeps your 3-in-1 Total C system operating at peak efficiency, helping you:

  • ✔ Catch potential issues before they disrupt your business.
  • ✔ Extend the lifespan of your plumbing infrastructure.
  • ✔ Reduce expensive, unplanned emergency service calls.
Our team schedules visits at a time that works for you—no downtime, no interruptions to your service.
Plumbing Service & Repair
In addition to our FOG prevention program, we provide expert plumbing solutions to keep every part of your kitchen running. Whether it’s a sudden leak, a slow drain, or a complete fixture replacement, we’ve got you covered.

We offer: ✔ Leak detection and fast repair ✔ Professional drain cleaning ✔ Fixture installation and replacement ✔ Emergency plumbing (available 24/7)
Our technicians are licensed, experienced, and trained to work efficiently so your business is up and running as quickly as possible.
Plumbing Service & Repair
In addition to our FOG prevention program, we provide expert plumbing solutions to keep every part of your kitchen running. Whether it’s a sudden leak, a slow drain, or a complete fixture replacement, we’ve got you covered.

We offer:
  • ✔ Leak detection and fast repair
  • ✔ Professional drain cleaning
  • ✔ Fixture installation and replacement
  • ✔ Emergency plumbing (available 24/7)
Our technicians are licensed, experienced, and trained to work efficiently so your business is up and running as quickly as possible.

OUR SERVICES

From property to liability, cyber risks to employee benefits, we cover every angle of your business. With over 20 years of experience, we deliver tailored insurance solutions that protect what matters most and keep your operations moving forward.

Property Insurance

• Commercial Property Insurance - Protect your buildings, equipment, and inventory from fire, theft, or natural disasters. Keep your business assets safe so your company can recover quickly from unexpected losses.

• Personal Property Insurance - Safeguard your personal belongings and assets from fire, theft, or natural disasters. Comprehensive coverage for your individual property protection needs.

Contractor Addition

• Small- to Medium-Sized Business General Liability - Covers accidents, injuries, or property damage linked to your operations. It's the protection every business needs against everyday risks.

• Contractor General Liability - Specialized coverage for contractors facing unique risks on job sites. Protects against accidents, injuries, or property damage during construction and contracting work.

Workers' Compensation Insurance
Provides medical care and wage replacement for employees hurt on the job. It protects your team while keeping your business compliant.
Professional Liability (E&O) Insurance
Protects you from claims of negligence, errors, or incomplete work. Essential for professionals offering services or advice.
Commercial Auto Insurance
Covers vehicles your business owns, leases, or uses for work. From accidents to liability, it keeps your drivers and assets protected.
Directors & Officers (D&O) Insurance
Shields your company’s leaders from personal liability tied to management decisions. Helps attract and retain top leadership with confidence.
Cyber Liability Insurance
Covers financial losses from data breaches, hacks, or cyberattacks. Stay protected against growing digital risks that threaten your business.
Business Interruption Insurance
Replaces lost income and covers expenses if you’re forced to pause operations. Keeps your business running, even when the unexpected happens.
General and Contractor

• Surety Bonds — Guarantees you'll meet contract terms and project obligations. Builds credibility and trust with clients and partners.

• Contractor Bonds — Specialized bonds for construction projects ensure contractors complete work according to specifications. Required for most public and many private construction contracts.

Risk Management Consulting
Get expert advice to identify, reduce, and prevent business risks. We help you strengthen your protection before problems arise.
Get Your FREE ConsultationSpeak With Our TeamSchedule Your FREE ConsultationExplore Your Coverage Options
Restaurant Insurance

Comprehensive coverage designed specifically for restaurants and food service businesses.

Protects against unique risks including spoilage, equipment breakdown, and customer-related incidents.

Umbrella Coverage

Extra liability protection that goes beyond your standard policies.

Provides additional coverage when claims exceed your primary insurance limits, offering peace of mind for major incidents.

Special Event Coverage

Temporary insurance protection for one-time events, conferences, or gatherings. Covers liability, property damage, and cancellation risks for your special occasions.

Legal Shield Coverage

LegalShield provides affordable, prepaid legal protection with access to a trusted network of law firms. For a low monthly fee, you get legal consultations, document reviews, and advice whenever needed. Designed for small businesses, plans include unlimited consultations, help with drafting documents, and support for common legal matters like wills or consumer issues. Some plans also offer defense for civil cases, with additional options available for more complex needs.